Application-Only Services
Strategic Credit & Business Solutions
Our programs are a strategic investment designed for individuals serious about long-term results
Each applicant is carefully reviewed and placed into the program that best aligns with their goals, readiness, and long-term vision. Approval is not guaranteed.
Application-Only Services
Strategic Credit & Business Solutions
Our programs are a strategic investment designed for individuals serious about long-term results
Each applicant is carefully reviewed and placed into the program that best aligns with their goals, readiness, and long-term vision. Approval is not guaranteed.
Application-Only Services
Strategic Credit & Business Solutions
Our programs are a strategic investment designed for individuals serious about long-term results
Each applicant is carefully reviewed and placed into the program that best aligns with their goals, readiness, and long-term vision. Approval is not guaranteed.
Our Partners
Comprehensive Personal Credit Restoration (done-for-you)
Starting at $1,500
Where strategy replaces guesswork — and your credit profile is rebuilt with intention.
A personal credit restoration experience designed for individuals with negative items who want a structured, compliant, and strategic process led by an expert.
6-Month Guided Mentorship.
Ongoing mentorship support for six months.
Monthly strategy & follow-up calls to track progress and next steps
In-depth personal credit analysis
Identification of inaccurate or unverifiable items
Custom dispute strategy
Managed credit repair process
Ongoing monitoring and adjustments
Credit rebuilding roadmap
Long-term credit protection education
Our Partners
Comprehensive Personal
Credit Restoration
(done-for-you)
Starting at $1,500
Where strategy replaces guesswork — and your credit profile is rebuilt with intention.
A personal credit restoration experience designed for individuals with negative items who want a structured, compliant, and strategic process led by an expert.
6-Month Guided Mentorship.
Ongoing mentorship support for six months.
Monthly strategy & follow-up calls to track progress and next steps 6 Months of mentorship
In-depth personal credit analysis
Identification of inaccurate or unverifiable items
Custom dispute strategy
Managed credit repair process
Ongoing monitoring and adjustments
Credit rebuilding roadmap
Long-term credit protection education
The Bank-Ready Business Blueprint (Starting at $3,500)
Structure First. Strategy Next. Funding Follows
A guided strategy program for business owners ready to properly structure their business, strengthen credit readiness, and begin building business credit the right way.
A results-driven 90-day mentorship with direct email support
and monthly accountability calls to keep you aligned, focused, and moving forward.
One-day business structure review
Entity, EIN, and compliance review
Identification of funding blockers
Personal credit readiness guidance
Business credit building roadmap
Vendor and trade line guidance
Personal and business credit separation strategy
The Bank-Ready Business Blueprint (Starting at $3,500)
Structure First.
Strategy Next.
Funding Follows
A guided strategy program for business owners ready to properly structure their business, strengthen credit readiness, and begin building business credit the right way.
A results-driven 90-day mentorship with direct email support and monthly accountability calls to keep you aligned, focused, and moving forward.
One-day business structure review
Entity, EIN, and compliance review
Identification of funding blockers
Personal credit readiness guidance
Business credit building roadmap
Vendor and trade line guidance
Personal and business credit separation strategy
The Executive Bank-Ready Program (Starting at $4,997)
From personal credit repair to business capital — without doing it alone.
A high-touch program for business owners who want their personal credit repaired, their business structured correctly, and a clear path to building business credit and funding readiness.
Six months of private, high-level mentorship.
Priority email support for direct access and guidance.
Monthly executive accountability calls to ensure progress, alignment, and funding readiness
Comprehensive personal credit restoration (done-for-you)
Custom dispute strategy aligned with funding goals
Ongoing monitoring and rebuilding guidance
Business structure and compliance review
Business credit readiness assessment
Step-by-step business credit roadmap
Bank-ready and funding preparation strategy
The Executive Bank-Ready Program (Starting at $4,997)
From personal credit repair to business capital — without doing it alone.
A high-touch program for business owners who want their personal credit repaired, their business structured correctly, and a clear path to building business credit and funding readiness.
Six months of private, high-level mentorship.
Priority email support for direct access and guidance.
Monthly executive accountability calls to ensure progress, alignment, and funding readiness
Comprehensive personal credit restoration (done-for-you)
Custom dispute strategy
aligned with funding goals
Ongoing monitoring and rebuilding guidance
Business structure and compliance review
Business credit readiness assessment
Step-by-step business credit roadmap
Bank-ready and funding preparation strategy
Copyright 2026 - Kay's Financial Services
All Rights Reserved.
Copyright 2026 - Kay's Financial Services - All Rights Reserved.