Fixing Your Credit Just
Got Easier.
At Kay’s Financial Services, we make credit simple, fast, and stress-free.
Fixing Your Credit Just Got Easier.
At Kay’s Financial Services, we make credit simple, fast, and stress-free.
About Us
At Kay's Financial Services, we believe everyone deserves a second chance — and the tools to make it happen.
Empower Yourself to Build the Credit You Deserve.
At Kay's Financial Services, we believe everyone deserves a second chance — and the tools to make it happen.
Our Mission
Our mission is to educate and equip you with the exact steps, letters, and strategies you need to fix, build, and maintain your own credit — right from home.
Your journey to better credit starts with you — and we’re here to make sure you do it right.
About Us
At Kay's Financial Services, we believe everyone deserves a second chance — and the tools to make it happen.
Empower Yourself to Build the Credit You Deserve. At Kay's Financial Services, we believe everyone deserves a second chance — and the tools to make it happen.
Our Mission
Our mission is to educate and equip you with the exact steps, letters, and strategies you need to fix, build, and maintain your own credit — right from home.
Your journey to better credit starts with you — and we’re here to make sure you do it right.
DIY Credit Repair Program
Ready to take control of your credit? We’ve got the tools to help you do it yourself — step by step.
This program is designed for anyone who:
Wants to learn how to fix their own credit with easy-to-follow guidance.
Needs proven templates, letters, and strategies to see real results.
Is ready to stop paying others and start mastering their own credit journey.
Seeks ongoing support to build, maintain, and protect their credit long-term.
Start your DIY journey today — and let The Credit Recipe show you how to do it the right way
DIY Credit Repair Program
Ready to take control of your credit? We’ve got the tools to help you do it yourself — step by step.
This program is designed for anyone who:
Wants to learn how to fix their own credit with easy-to-follow guidance.
Needs proven templates, letters, and strategies to see real results.
Is ready to stop paying others and start mastering their own credit journey.
Seeks ongoing support to build, maintain, and protect their credit long-term.
Start your DIY journey today — and let The Credit Recipe show you how to do it the right way
PRICING PLAN
Our Self Service Options
The Credit Recipe "JOIN WAITLIST NOW"
$39.99/Month
It's Free To Repair Your Credit With The Credit Recipe Only pay $ 39.99/mo for your 3 bureau credit report subscription
Inside the Credit Recipe, you’ll get:
Dispute Any Account with all 3 credit bureaus
Mail Letters for you
The software does all the work for you
You can do it from your smartphone
You can fix your own credit like a PRO
Most People See Results as Little as 30 Days
Just keep your credit monitoring service running while using TCR
No more excuses!!!
Join The Free Wealth Builders Community - 360
Free
Ready to build your credit and your business? Join the FREE Wealth Builders Community — your go-to space to grow financially, fix your credit, and learn how to build business the right way.
Inside the free community, you’ll get:
Step-by-step credit repair guidance using The Credit Recipe
Business structure & funding tips
Weekly trainings on credit, business, and mindset
Guidance on disputing accounts & reading reports
Support from other motivated wealth builders
Motivation, accountability & real results
And the best part? It’s FREE to join.
Join the Free Wealth Builders Community today and start building your credit, your business, and your wealth!
PRICING PLAN
Our Self Service Options
The Credit Recipe "JOIN WAITLIST NOW"
$39.99/Month
It's Free To Repair Your Credit With The Credit Recipe Only pay $ 39.99/mo for your 3 bureau credit report subscription
Inside the Credit Recipe, you’ll get:
Dispute Any Account with all 3 credit bureaus
Mail Letters for you
The software does all the work for you
You can do it from your smartphone
You can fix your own credit like a PRO
Most People See Results as Little as 30 Days
Just keep your cre5it monitoring service running while using TCR
No more excuses!!!
Join The Free Wealth Builders Community - 360
Free
Ready to build your credit and your business? Join the FREE Wealth Builders Community — your go-to space to grow financially, fix your credit, and learn how to build business the right way.
Inside the free community, you’ll get:
Step-by-step credit repair guidance using The Credit Recipe
Business structure funding tips
Weekly trainings on credit, business, and mindset
Guidance on disputing accounts & reading reports
Support from other motivated wealth builders
Motivation, accountability & real results
And the best part? It’s FREE to join.
Join the Free Wealth Builders Community today and start building your credit, your business, and your wealth!
TESTIMONIALS
OUR CLIENTS SAY
Today I took Kay’s Credit Masterclass & I got a better understanding about so many things regarding credit! The class was so informative & she made things easy to understand! She has a credit group on Facebook as well, so she’s just helpful on a regular basis! She also didn’t hesitate to make sure we understood everything. lf y’all missed this class, y’all better catch the next one! We leaving bad credit in 2022!
Reeby Lindsey
This lady has a beautiful soul she is a great mentor/coach. She knows her stuff very humble, and her customer service is a 10+. She goes above and beyond to help you get to where you want to be. She is the reason why i got motivated to open up my first 2 credit cards in 32 years. Her credit course was amazing BEST COURSE I EVER TOOK! I just love how she teaches. Book her she is great you will be happy with your results. Thank you for being you.
Jeanette
Kay is very professional and hands on with all of her clients. She takes time to explain to you the process of building credit. She also go above and beyond to educate individuals by utilizing Facebook live and classes to educate you about the importance of credit… I would definitely recommend Kay’s financial service to everyone I know!!! Thank you for sharing your knowledge on the importance of credit and helping educate the community!!!!
Jennifer
TESTIMONIALS
OUR CLIENTS SAY
Reeby Lindsey
Today I took Kay’s Credit Masterclass & I got a better understanding about so many things regarding credit! The class was so informative & she made things easy to understand! She has a credit group on Facebook as well, so she’s just helpful on a regular basis! She also didn’t hesitate to make sure we understood everything. lf y’all missed this class, y’all better catch the next one! We leaving bad credit in 2022!
Jeanette
This lady has a beautiful soul she is a great mentor/coach. She knows her stuff very humble, and her customer service is a 10+. She goes above and beyond to help you get to where you want to be. She is the reason why i got motivated to open up my first 2 credit cards in 32 years. Her credit course was amazing BEST COURSE I EVER TOOK! I just love how she teaches. Book her she is great you will be happy with your results. Thank you for being you.
Jennifer
Kay is very professional and hands on with all of her clients. She takes time to explain to you the process of building credit. She also go above and beyond to educate individuals by utilizing Facebook live and classes to educate you about the importance of credit… I would definitely recommend Kay’s financial service to everyone I know!!! Thank you for sharing your knowledge on the importance of credit and helping educate the community!!!!
Ready To Take Your Credit To
The NEXT LEVEL?
The Credit Recipe Help you remove
Ready To Take Your Credit To
The NEXT LEVEL?
The Credit Recipe Help you remove
Frequently Asked Questions
How Long Before I See Results
We get this question asked a lot. It really depends on your profile and your goals. Everyone profile is different with credit repair you can't put a time frame on it you must trust the process. Most of our clients see results within the first 30-60 days. That’s actually one of the best parts of choosing Kay's Financial Services. We help you reach your goals so that you can live the financial life you want to live.
How Long Does It Take To Fix Bad Credit?
There is no fast and easy answer to this question. The time it takes to repair your credit is completely dependent upon your personal situation. Our program is designed for you to complete the program within 90-180 days. We work with you, but we also need you to work with us.
Can I Repair My Credit On My Own?
Yes, you can. We offer our own DIY (Do it yourself) kit that will walk you through the steps you need to fix and build your own credit. Join our free community to get started https://www.skool.com/wealthbuilderscommunity360/about?ref=2be6943e586b4827ae9542085f806355 OR check out our self-service option; The Credit Recipe (https://thecreditrecipewaitlist.org/)
If You Remove An Item From My Credit Report, Does It Eliminate The Debt?
No, removing an item from your credit report does not automatically eliminate the underlying debt. If an item is removed, it means that the information related to that particular debt will no longer appear on your credit report, but it doesn't erase the debt itself. You would still be responsible for paying off the debt, and the creditor or collection agency could pursue collection efforts or legal action to recover the amount owed. It's essential to address and resolve any outstanding debts even if they are no longer on your credit report.
Why does different websites show different scores?
There can be several reasons why your credit scores might vary between Experian and other websites. Each credit bureau uses its own scoring models and algorithms to calculate credit scores, resulting in potential variations. Additionally, different websites may use different credit scoring models or versions, which can lead to differences in the scores you see. Furthermore, credit scores are dynamic and can change over time as new information is reported to the credit bureaus. If you want to see your most accurate credit score, go to the Experian website.
Frequently Asked Questions
How Long Before I See Results
We get this question asked a lot. It really depends on your profile and your goals. Everyone profile is different with credit repair you can't put a time frame on it you must trust the process. Most of our clients see results within the first 30-60 days. That’s actually one of the best parts of choosing Kay's Financial Services. We help you reach your goals so that you can live the financial life you want to live.
How Long Does It Take To Fix Bad Credit?
There is no fast and easy answer to this question. The time it takes to repair your credit is completely dependent upon your personal situation. Our program is designed for you to complete the program within 90-180 days. We work with you, but we also need you to work with us.
Can I Repair My Credit On My Own?
Yes, you can. We offer our own DIY (Do it yourself) kit that will walk you through the steps you need to fix and build your own credit. Join our free community to get started https://www.skool.com/wealthbuilderscommunity360/about?ref=2be6943e586b4827ae9542085f806355 OR check out our self-service option. The Credit Recipe (https://thecreditrecipewaitlist.org/)
If You Remove An Item From My Credit Report, Does It Eliminate The Debt?
No, removing an item from your credit report does not automatically eliminate the underlying debt. If an item is removed, it means that the information related to that particular debt will no longer appear on your credit report, but it doesn't erase the debt itself. You would still be responsible for paying off the debt, and the creditor or collection agency could pursue collection efforts or legal action to recover the amount owed. It's essential to address and resolve any outstanding debts even if they are no longer on your credit report.
Why does different websites show different scores?
There can be several reasons why your credit scores might vary between Experian and other websites. Each credit bureau uses its own scoring models and algorithms to calculate credit scores, resulting in potential variations. Additionally, different websites may use different credit scoring models or versions, which can lead to differences in the scores you see. Furthermore, credit scores are dynamic and can change over time as new information is reported to the credit bureaus. If you want to see your most accurate credit score, go to the Experian website.
Been searching for a
supportive community?
JOIN OUR FREE COMMUNITY GROUP!
Been searching for
a supportive community?
JOIN OUR COMMUNITY GROUP!
Kay's Financial Services
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Kay's Financial Services